Andreas Palmer from Lion Earth Works, discusses the hardship faced after sustaining a serious injury while on the job at his excavation business.
Personal & business insurance protects Andreas, his family and his employees
miServices
miPlan has a range of expert solutions to meet your needs, whatever your situation.
Wealth Creation
We believe in a combination of deliberate planned saving, and smart investment decisions. There is no silver bullet. We guide your investment decisions to be effective now and in future, to meet your spending goals as they occur.
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Financial Security
Whether you have a family to feed or are retired, you need income for lifestyle essentials. By focusing on guaranteed income, we help clients plan to have enough to live whatever curve balls life may throw.
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Retirement Planning
Our role is to deliver the lifestyle you want today as well as certainty about the future. We help you understand the trade-offs you may need to make to be able to retire comfortably. We believe you can have quality of life now and in retirement, if you are clear on your goals and stick to a plan.
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Investment & Debt Strategies
While the best time to start investing was 20 years ago the 2nd best time is right now. We will help you understand whether you can afford to invest, or should simply focus on reducing debt.
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Aged Care & Estate Planning
Estate planning, Centrelink, and aged care is complicated, and takes patience and persistence. We have created a niche in aged care advice, as we see this area as particularly challenging and under resourced.
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Business & Personal Protection Plans
miPlan has a strong focus on recognising personal and business risk and deciding whether to reduce, remove or outsource that risk. What good is an investment portfolio if you have to sell it at a loss to pay for medical costs?
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miPlanning Process
We build all this into our Future Financial Planning Process. We help you understand the interplay of cashflow, tax and wealth creation over the medium term as we track your progress to your retirement and personal goals.
Ethical Investing
Whilst Ethical investing (also known as ESG – environmental, social, governance focussed investing) is a relatively new phenomenon, miPlan has a number of solutions for clients who are interested in this style of investment. We believe this trend will lead to better long term returns as investors seek out companies that position themselves as ethical, and can deliver on their beliefs.
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miPlan Difference
Self-licensed, privately owned and free of external influence from large institutions. We represent our clients’ best interests.
Affordability Through Technology
miPlan uses cutting-edge business processes and systems that help us operate efficiently and keep costs down. As a result, we can offer affordable financial advice for the average Australian.
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Diverse & Experienced Team
We excel in providing as much certainty as possible in an uncertain world. We focus on risk management, both in investing and protection, and the use of guaranteed income streams.
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How We Advise
Our scenarios based approach results in a more natural conversation with clients, which in turn helps demystify what we do and clarify the benefits our clients receive over the long term.
