miPlan has a range of expert solutions to meet your needs, whatever your situation.
We believe in a combination of deliberate planned saving, and smart investment decisions. There is no silver bullet. We guide your investment decisions to be effective now and in future, to meet your spending goals as they occur.
Whether you have a family to feed or are retired, you need income for lifestyle essentials. By focusing on guaranteed income, we help clients plan to have enough to live whatever curve balls life may throw.
Our role is to deliver the lifestyle you want today as well as certainty about the future. We help you understand the trade-offs you may need to make to be able to retire comfortably. We believe you can have quality of life now and in retirement, if you are clear on your goals and stick to a plan.
Estate planning, Centrelink, and aged care is complicated, and takes patience and persistence. We have created a niche in aged care advice, as we see this area as particularly challenging and under resourced.
miPlan has a strong focus on recognising personal and business risk and deciding whether to reduce, remove or outsource that risk. What good is an investment portfolio if you have to sell it at a loss to pay for medical costs?
We build all this into our Future Financial Planning Process. We help you understand the interplay of cashflow, tax and wealth creation over the medium term as we track your progress to your retirement and personal goals.
Whilst Ethical investing (also known as ESG – environmental, social, governance focussed investing) is a relatively new phenomenon, miPlan has a number of solutions for clients who are interested in this style of investment. We believe this trend will lead to better long term returns as investors seek out companies that position themselves as ethical, and can deliver on their beliefs.