Why vegetarians are more likely to get cheap life insurance

Do Vegetrians Live Longer? Apparently so, which indicates they’re also more likely to be eligible for cheap life insurance.

It’s not just a myth, according to researchers: Those who follow a vegetarian diet have a lower risk of death from cancer or heart disease.

In a study of 73,308 Seventh-day Adventists in North America between 2002 and 2007, researchers found that vegetarians had a 12 percent lower risk of death. The vegetarian men in the group lived 9.5 years longer than others, and vegetarian women lived 6.1 years longer, researchers determined.

The research was part of “Adventist Health Study 2,” a project that studies the health implications of diet and lifestyle, comparing Seventh-day Adventists to the rest of the population. Those who belong to the faith are encouraged to adopt vegetarian diets and to avoid alcohol, tobacco, illegal drugs and, in some cases, caffeine.

In addition to eschewing meat, vegetarians in the study tended to be better educated, more likely to be married, more likely to exercise, and less likely to drink or smoke than the rest of the population, all of which have been found to influence mortality rates.

“This population’s lifestyle characteristics reduced the likelihood that other factors accounted for the lower death rates among vegetarians,” said Dr. Michael Orlich, the study’s lead author.

The study’s results are consistent with previous research into the effect of vegetarianism on mortality. In January 2013, researchers at the University of Oxford said they had determined that the risk of heart disease among vegetarians was 32 percent lower than the rest of the population.

The Seventh-day Adventist study also found that more vegetarian men than vegetarian women had a lower risk of heart disease. “It may be that men in general have higher risks of premature death from certain causes like cardiovascular disease than women do, which a vegetarian diet helps to reduce,” Orlich said. “This is a very important question that we want to investigate further.”

Vegetarianism, which could lead to lower mortality rates, also has implications for those seeking to lower their life insurance rates.

When you buy life insurance, life insurance companies will consider variables, such as age, gender, occupation, and smoking status to determine your level of risk, and your life insurance premiums are set accordingly. The more risk you pose, the higher your life insurance premiums. And if you’re considered too risky, you may be declined cover altogether.

Vegetarian or not, miPlan can help you find affordable life insurance cover. Use our easy online application today and find out how!

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