Welcome to miPlan’s blog, our way of sharing information we think you may find valuable or interesting. Make sure you check in regularly.

The Truth Behind Common Health Myths

If you swallow chewing gum, does it really take seven years for it to be digested? Can you catch up on missed sleep? Do you really need to drink eight glasses of water a day to be healthy? Do you know the truth behind these health myths? And, just as

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Can’t find affordable life insurance? Look again.

If you’re one of the 95 percent of Australians who have insufficient life insurance or income protection insurance, because you think you can’t afford it, it might be wise to ask yourself this question: Can you afford to be without it? A 2010 study found that only 5 percent of

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Life Insurance and Superannuation

Are you considering obtaining life insurance through your superannuation fund? If so, it’s important to understand the pros and cons of life insurance inside Superannuation. To help you make a more informed decision about life insurance and superannuation, we’ve compiled a summary of the advantages and disadvantages Advantages Cheap Life

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Coffee, Cigarettes or Life Insurance Premiums?

Would you give up smoking and use the money to buy a life insurance policy? How about cutting back on takeout meals or fancy coffee drinks? If you’d surrender the smokes or your daily latte, cappuccino or macchiato, you’re one of only a handful of Australians who would be willing

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TPD Insurance Definition: Any Occupation vs Own Occupation

(Total and Permanent Disability) TPD Insurance provides a lump sum payment if a person is disabled to the point that he or she will never work again. Unlike other insurance types, which are based on a assessing someone’s condition at the present time,  deciding the outcome of a TPD claim can be quite

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Getting married? Get Life Insurance.

I’d like to begin by congratulating you and wishing you all the best for your future as a married couple. I have been happily married for 14 years, but can still remember the chaos that ensues when you decide to tie the knot. Wedding and honeymoon plans – Big, small,

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How obesity affects life insurance costs

Did you know that Australia is ranked as one of the most overweight nations in the developed world? According to the Australian Bureau of Statistics, more than 9 million Australians (over 63%) aged 18 years or older are overweight and almost half of these people are obese. Contrary to the

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Life insurance claims increase

Do life insurance companies try to avoid paying life insurance claims? Life insurance policies are a promise of financial support when one of the following situations occurs: You die – covered by Life Insurance You are totally and permanently disabled – covered by TPD Insurance Unexpected illness such as cancer,

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4 Common Mistakes To Avoid When You Buy Life Insurance

If you’ve made the decision to buy life insurance, congratulations, you’re already ahead of the more than 50% of Australians who are uninsured. While choosing to purchase a life insurance policy is a step in the right direction, there’s a lot more that goes into obtaining a policy than just

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Life Insurance: Not Just for Spouses and Parents

Is Life Insurance just for spouses and parents? The one inescapable fact of life is this: It won’t last forever. Whether you’re married, retired, single or otherwise, at some point you will shuffle off this mortal coil – and at some point, your death is going to cost your loved

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